Examples of Credit Cards

All fees are subjected to 15% Value Added Tax (VAT)

Visa Credit Card

Fees	Classic	Platinum	Infinite
Annual Fee	SAR 150	SAR 300	SAR 1000
Annual Tawaroq Profit Margin	2.7%	2.20%
Monthly Profit Margin	32.40%	32.4%	26.4%
APR**	38.64%	39.75%	37.01%
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets*	SAR 75 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	SAR50/Transaction
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	51 Months
Profit Waiver Period	21 days after the account statement is due

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of SAR 30,000.

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Mastercard Platinum

Fees	Platinum
Annual Fee	SAR 200
Monthly Profit Margin	2.20%
Annual Profit Margin	32.40%
APR**	39.01%
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets*	SAR 75 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	SAR50/Transaction
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	51 Months
Profit Waiver Period	21 days after the account statement is due

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of SAR 30,000.

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Ajwaa Credit Cards

Fees	Plus	Platinum	Signature	Infinite
Annual Fee	SAR 200	SAR 500	SAR 900	SAR 1500
Monthly Profit Margin	2.20%
Annual Profit Margin	32.40%	32.40%	26.40%
APR**	39.01%	41.22%	36.29%	40.60%
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets*	SAR 75 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	SAR50/Transaction
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	5% of the outstanding balance or SAR 200 (whichever is higher)
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	51 Months
Profit Waiver Period	21 days after the account statement is due

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of SAR 30,000.

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Tomouh

Fees	Low Limit
Annual Fee	SAR 100
Monthly Profit Margin	-
Annual Profit Margin	-
APR	-
Card Limit	SAR50
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets*	SAR 25 Per Transaction
International Transaction Fee	2.75% per international transaction
La Tajil Program Fee	-
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	Full Payment
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	51 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Multi Currency

Fees	Low Limit
Annual Fee	SAR 75
Monthly Profit Margin	-
Annual Profit Margin	-
APR	-
Card Limit	SAR50
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets*	SAR 35 Per Transaction
International Transaction Fee	-
La Tajil Program Fee	-
International Card Delivery Fee	Maximum SAR130
Minimum Monthly Payment	Full Payment
Months after balance repaid in case of minimum repayment for Card limit 7,000 SAR	51 Months
Profit Waiver Period	21 days after the account statement is due

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

List of branches that have safety deposits:

Credit Limit	SAR 10,000	SAR 7,000	SAR 5,000
Maximum Monthly Instalment	SAR 500	SAR 350	SAR 250
Minimum Monthly Instalment	SAR 200	SAR 200	SAR 200
Maximum Monthly Murabaha Profit	SAR 209	SAR 146	SAR 105
Minimum Monthly Murabaha Profit	SAR 4	SAR 4	SAR 2
Months until balance repaid in case of minimum repayment for card limit	56 months	51 months	33 months

* The above are only examples, as amounts are subject to change considering many factors such as a customer credit history, credit limit, monthly installment amount that customer chooses to pay… etc . - Last Updated: 01/12/2024

Bank AlJazira, A Saudi Joint Stock Company, Fully paid capital SAR 10,250,000,000, Commercial Registration No: 4030010523, Head office: Jeddah – Saudi Arabia, P.O. Box 6277
Jeddah 21442 Telephone: +966 12 609 8888 – Fax +966 12 609 8881, National Address: Bank AlJazira – King Abdulaziz Branch Rd – Ash Shati District Building No. 7724
Zip code 23513, Additional No. 3551, unit No.1 Website: www.baj.com.sa, Bank AlJazira is under the supervision of Saudi Central Bank