Privacy Policy


General Privacy Policy

At Bank AlJazira ("the Bank", "we" , “Us”, “Our”), headquartered in the Kingdom of Saudi Arabia, we place the utmost importance on your privacy. This policy covers all our products and services and ensures full compliance with the Personal Data Protection Law. We are committed to protecting your personal information through secure mechanisms and only collect the minimum necessary data to enhance your services and overall experience, always with your explicit consent.


Data Privacy Notice:

This privacy notice informs how Bank AlJazira collects, uses, stores, shares, and processes your personal data. Our goal is to offer Sharia-compliant, high-quality financial products and services, while adhering to the highest data privacy standards. We clarify the legal basis for our data processing and the security measures we take to protect your personal data from unauthorized access or any misuse or loss. Your trust in us is of paramount importance, and we are committed to transparent and responsible data handling practices, in accordance with the Personal Data Protection Law in the Kingdom of Saudi Arabia.


Location-Based Services

At Bank AlJazira, our location-based services determine your location using satellite, mobile, or other networks. These technologies may involve sharing your location data with us to offer high protection and features like finding our nearest branches or receiving location-based notifications. Your location data will not be used to identify you without your explicit consent.


Data collection:

We may collect and process your personal data where necessary in accordance with the Saudi Personal Data Protection Law (see section: Lawful Basis for Processing). Collected data will be used for   customized products and services of high quality. It is subject to customer awareness and consent. In case of rejection to use personal data, it may impact the ability to provide the requested products or services.


Data type that may be collected:

Type

Details

Identification data

Full name, gender, place and date of birth, nationality, IQAMA, driving license number, photo, signature, customer account number, customer ID, passport number, proof of identity.

Contact information

National or business address, email address, telephone number.

Sensitive data

Health data, biometric data, and religion details  

Financial information

Loan details, transactions, Income and other revenues, Insurance data

Education and employment information

Employment details, Educational and professional certifications, Current and past employers details, date of joining, dependents information.

Interaction data

Comments, suggestions, records of communications via phone, email, WhatsApp, social networks.

Video surveillance data

Data from video protection systems, including surveillance cameras.

Device data

IP address, technical characteristics, and unique identification data.

Login credentials

Personalized security features for connecting to our websites and applications.

Legal and regulatory requirements

Information required by the Bank for legal and regulatory requirements (Mandated by SAMA and other competent authorities) such as Know Your Customer (KYC) and Anti-Money Laundering (AML).


Sources of Personal Data

In order to provide our services, we process personal data that we obtain from the following sources:

  • Information provided directly by customer.
  • Publicly, commercially available, or shared information.
  • Databases made available by official authorities and government authorized sources to update/verify your documents.
  • Cookies and tracking technologies.
  • Authorized representatives, such as lawyers or legal guardians, appointed to act on your behalf.


Lawful Basis for Processing

We process your personal data according to the principles outlined in the Saudi Personal Data Protection Law (PDPL) for the purposes for which it was collected. The lawful basis for processing includes:

  • Consent: For specific purposes with your explicit consent.
  • Public interest: When processing is necessary to achieve a definite interest for the data subject, and it is impossible or difficult to contact them.
  • Legal obligations: To comply with a legal obligation or earlier agreement to which the data subject is a party.
  • Vital interests: In critical situations for life-saving treatment.
  • Public tasks: Required for security purposes or to meet judicial requirements.


Data Sharing and Transfers

We may share your personal data with:

  • Business Partners: To enhance our services.
  • Service Providers: For services on our behalf, ensuring data protection.
  • Public or regulatory authorities: In response to legal processes or requirements.
  • Corporate transactions: During mergers, acquisitions, or similar events.
  • With your consent: When you request or consent to sharing your personal data.

In some circumstances, this may involve transferring your personal data outside of Saudi Arabia, with appropriate safeguards in place to protect your data.


Data Security

At Bank AlJazira, your data security and privacy are our top priorities. We proudly implement industry-leading security measures to protect your personal information. This includes advanced cybersecurity monitoring, strict access controls, robust encryption, and regular security assessments to ensure your data remains safe from unauthorized access, disclosure, alteration, or destruction.


Data Retention

We retain your personal data only as long as necessary for the purposes for which it was collected, as required by law, or for purposes necessary for us to meet our operational obligations, subject to appropriate safeguards.


Data Subject Rights

You have rights regarding your personal data, including:

  • Right to be informed: About how your data is being processed.
  • Right to access: The personal data we hold about you & to obtain a copy in a clear format.
  • Right to correction: Of inaccurate or outdated information.
  • Right to Destruction: You have the right to request the destruction of your personal data, subject to data retention exceptions.

To exercise any of the above data subject rights, please contact us through email: DataPrivacyOffice@bankaljazira.com .


Social Media

Please do not share personal data on Bank Aljazira social media platforms. Contact us directly via:

https://www.bankaljazira.com/ar-sa/Contact-Us

Disclaimer: Bank AlJazira is not responsible for any personal data shared over social media platforms and shall only be communicated through the official channels.


Marketing

We may use your personal data for marketing purposes with your consent. You may request to stop it any time by visiting branches or through Contact us service:

https://www.bankaljazira.com/ar-sa/Contact-Us


Cookies

We use cookies to monitor how people use our website. A cookie is a piece of information stored on your computer's hard drive that records how you have used a website. This helps us understand how our customers use our website so we can develop and improve it. For more information, please contact our Data Privacy Office (DPO) at DataPrivacyOffice@bankaljazira.com .


Review and Updates

This Privacy Notice may be subject to periodic updates. Data Privacy updates will be through Bank AlJazira website. Last update on September 10, 2024.


Contact Us

Keeping your personal data accurate and up to date is very important for us. Please contact us for any changes to your information during your relationship with us. If you have any questions about this Privacy Notice or require further information, please contact our Data Privacy Office (DPO) at DataPrivacyOffice@bankaljazira.com .