Personal Finance "Dinar" Through Local Shares

Benefits
Terms & Conditions

Finance up to SR 3,000,000 *
Free Takaful insurance covers the remainder of the funding situation of death or total disability, "God forbid"
Loan for retirees

* APR starting from % 3.28 (including administrative fees).

* Administration fees are 1% of the total amount of funding or up to SR 5,000 and subject to 15% Value Added Tax (VAT).

All the fees are subjected to 15% Value Added Tax (VAT)

For Examples of declaration tables click here

Good credit history
Customer’s age ranges between 20 - 60 years
To be employed at a government sector, or for at least 3 months in a GOSI-government or employed for a minimum of 6 months in the private sector
Salary Transfer to Bank AlJazira
Minimum salary of SR 5,000

How to apply?

Easy Steps to Apply for any AlJazira Products or Services:

To apply for ALJazira Product or services just follow the simple steps below. Our ALJazira staff will be happy to assist you.

Online Application Form:

Just fill in our online form and an AlJazira representative will contact you.

Click here

Give us a call at

800 244 9999

and our specialist Agents will be ready and happy to assist you in answering all of your questions about our products and services and assist you with the application process.

Visit the Branch:

Visit our nearest branch and our Customer Service Representative will answer all your questions and assist you with the application process.

Click here to locate our branches.

Risks related to Personal Finance

Personal Finance Risks

To achieve your desires and aspirations Bank AlJazira meets your needs to cover all consumer and family expenses with the utmost simplicity via “dinar” through local shares.

"Dinar" Personal Finance is compatible with the provisions of the Islamic Sharia and served in Murabaha or Murabaha format.

Bank AlJazira gives you the freedom to choose one of approved local shares and the bank will purchase to his portfolio , we sell you this shares with a profit rate and will transfer it to your portfolio and you have the right to sell it or keep it in your portfolio.