• Ability to reduce your current installments
  • A competitive profit rate *
  • Finance up to 90% of Property Value
  • Financing up to SR 8,000,000
  • Residential and Commercial properties are included
  • Finance tenure up to 30 years
  • Takaful (life insurance) coverage in case of death or total disability (God forbid)
  • Property insurance coverage against Fire & natural disasters throughout the finance period 
  • Free for life Credit Card

 

* APR starts from 5.19%.

* Administration and evaluation fees are 1% of the total amount of funding or up to SR 5,000 and subject to 15% Value Added Tax (VAT).

All the fees are subjected to 15% Value Added Tax (VAT)

For Examples of declaration tables click here

  • Saudi or GCC nationals
  • Good credit history
  • Employed with minimum salary of 6,000
  • Minimum age of 21 years old and does not exceeds 65 years old at Finance maturity
  • Minimum service of 6 months for private sector staff while no minimum service for Government sector staff
  • Availability of the title deed (notarized registration)
  • Real-estate located within the city boundaries 
  • Not older than 20 years during application and does not exceed 40 years at Finance maturity.
  • Vacant and ready to move in
  • Valid National ID
  • Employment certificate – date of issue must be one month old or less
  • Salary transfer certificate
  • Bank statement for the last 3 months
  • Copy of ID card or company commercial registration for the owner of the property
  • Copy of property’s title deed
  • Sketch of the property location showing its area dimensions as well as name and address of the current owner
  • Municipality clearance (building permit); vacant plots are excluded from this requirement
  • Written price offer by the current owner
  • Copies of utility bills for last 3 months for the real-estate (vacant plots are excluded from this requirement)
How to apply?

Easy Steps to Apply for any AlJazira Products or Services:

To apply for ALJazira Product or services just follow the simple steps below. Our ALJazira staff will be happy to assist you.

Online Application Form:

Just fill in our online form and an AlJazira representative will contact you.

Give us a call at

800 244 9999

and our specialist Agents will be ready and happy to assist you in answering all of your questions about our products and services and assist you with the application process.

Visit the Branch:

Visit our nearest branch and our Customer Service Representative will answer all your questions and assist you with the application process.

to locate our branches.

Risks related to the mortgage product

Real State Finance

Home Finance Calculator

This calculator will help you decide whether it make sense to rent or buy a home based on your current rent payement

Real Estate Finance Calculator

This calculator will help you decide whether it make sense to rent or buy a home based on your current rent payment.

This calculator will help you decide whether it makes sense to rent or buy a home based on your current rent payment

*Please note that these are initial calculation and it does not represents final approval

 

This calculator helps you determine the monthly payments amount based on requested value.

*Please note that these are initial calculation and it does not represents final approval

 

This calculator will help you decide whether it makes sense to rent or buy a home based on your current rent payment.

*Please note that these are initial calculation and it does not represents final approval

 

 
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Bank AlJazira, A Saudi Joint Stock Company, Fully paid capital SAR 10,250,000,000, Commercial Registration No: 4030010523, Head office: Jeddah – Saudi Arabia, P.O. Box 6277
Jeddah 21442 Telephone: +966 12 609 8888 – Fax +966 12 609 8881, National Address: Bank AlJazira – King Abdulaziz Branch Rd – Ash Shati District Building No. 7724
Zip code 23513, Additional No. 3551, unit No.1 Website: www.baj.com.sa, Bank AlJazira is under the supervision of Saudi Central Bank