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is a secure, growth-oriented financial instrument that preserves capital while generating competitive returns compared to similar offerings in the financial markets. It serves as an optimal Islamic alternative to traditional long-term deposits, as it operates on the principle of agency-based commodity selling to generate profit rather than the interest paid on conventional deposits.
It is a comprehensive cash instrument structured as an investment agency (Wakalah), where the client authorizes Bank AlJazira to invest their funds across a range of their accounts with the bank.
"Naqa" is now closer than ever... Subscribe digitally!
To simplify the subscription process for the "Naqa'a" product, you can now subscribe directly through the application. You can complete your subscription from anywhere, at any time.
How to Subscribe?
Completing your application for any Bank AlJazira product or service is simple. If you wish to apply, just follow these easy steps, and our staff will be ready to assist you.
Subscribe to the "Naqa" Product through the Bank AlJazira App:
After you have an account with Bank AlJazira, you can subscribe to the "Naqa'a" product according to the following terms:
Currency
Period
Min. Amount
Max. Amount
USD
4W to 52W
25,000.00
1,300,000.00
SAR
40,000.00
5,000,000.00
Or, visit a branch:
Please visit your nearest branch, where our customer service representative will be happy to answer all your questions and help you complete your application.
Or, call us at: 800 244 9999
A customer service officer at our call center will be delighted to assist you with all your product inquiries and help you with your application.