Ajwaa Digital Card

Ajwaa Digital Card is accepted globally.
Ajwaa Digital Card is issued with a limit of SAR 50.
Ajwaa Points: earn free points for any purchase transaction using Ajwaa Digital Card and enjoy using your points for travel and non-travel redemption options and other services through Ajwaa website https://ajwaa.bankaljazira.com the more you use your Ajwaa Digital Card the more you earn points as follows:

Points Scheme for Ajwaa Digital Card:

Local	0.5 point for every SAR 1 on local purchase transaction
International	1 point for every SAR 1 on international purchase transaction

High security and protection for online shopping.
Flexibility in payment and freedom to choose the amount to be charged in the card.
Instant SMS Notifications: you will be automatically notified to every transaction you make with your card.
You can load and reload the card from multiple channels such as, ATM, AlJazira Online, AlJazira SMART, IVR, and branches.
Expense management through monthly detailed statement of accounts.
Enjoy the best offers and instant discounts in Saudi Arabia and around the world, for more details about the offers and discounts click here.
24-Hour Customer Service: for more information, please call 800 244 0404.

Ajwaa Digital Card
Primary Card Annual Fee*	S.R 50
Supplementary Card Annual Fee	Free
Monthly Tawaroq Profit Margin	2.20%
Tawaroq Profit Margin	26.40%
Annual Percentage Rate APR	43.41%
Cash Withdrawal Fee*	35 S.R Per Transaction
Card Replacement Fee	Free **
Card Re-activation Fee	Free
International Transaction Fee*	2%
Dispute Fee*	S.R 50 per case
Cash Advance Limit/Transfer Limit/Digital Payment Wallets	30% Of the credit limit
Minimum Monthly Payment	Full Payment
Purchasing Waiver Period	21 days after the account statement date
Months until balance repaid in case of minimum repayment for Card limit 7,000 SAR	44 months
Tawaroq Calculation	Tawaroq fees on the outstanding balance
Statement Issuance Frequency	Monthly
Statement Date	10th of each Gregorian month

*These fees are subject to 15% Value Added Tax (VAT).
*Purchase transactions do not include cash withdrawal transactions, SADAD payment transactions, cash transfers from credit card to current account, and provisioning the card in mobile wallets.

**In the event of requesting to replace the card by issuing a new physical card, a fee of SAR 50 will be charged *

For Examples of declaration tables click here

Easy Steps to Apply for any AlJazira Products or Services:

To apply for ALJazira Product or services just follow the simple steps below. Our ALJazira staff will be happy to assist you.

Online Application Form:

Just fill in our online form and an AlJazira representative will contact you.

Give us a call at

800 244 9999

and our specialist Agents will be ready and happy to assist you in answering all of your questions about our products and services and assist you with the application process.