Classic Credit Card

Worldwide Acceptance

AlJazira Classic Credit Cards are accepted at tens of millions of locations around the world

Mokafaaty Program

Mokafaaty Program is a rewards program which offers a seamless experience by automatically enrolling customers—no registration required. It includes all BAJ credit cards. This program allows cardholders to redeem their Mokafaaty points as 1% Cashback.

Flexible Payment Options

AlJazira Classic Cardholders have flexible payment options from 5% of the total amount due or SAR 200 (whichever is higher) to full payment.

Free supplementary Cards

AlJazira Classic Cardholders share the wonderful benefits of their card with their family members, who are over 18 of age.

Cash Withdrawal

AlJazira Classic Cardholders can withdraw up to 30% of the limit from all ATMs around the world

Emergency Card

The lost AlJazira Classic Credit Card will be replaced within 48 hours while traveling anywhere around the world

Instant SMS Notifications

AlJazira Classic Cardholders will be automatically notified to every transaction they make with their card

24-Hour Customer Service

For more information, please call 800 244 0404

AlJazira Classic Credit Card
Annual Fee*	150 SAR
Monthly Tawaroq Profit Margin	2.7%
Tawaroq Profit Margin	32.40%
Annual Percentage Rate APR**	38.64%
Supplementary Card Annual Fee	Free
Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets*	75 SAR per transaction
Card Replacement Fee*	100 SAR
Card Re-activation Fee*	100 SAR
International Transaction Fee*	2.75%
Dispute Fee*	50 SAR per case
Cash Advance Limit/Transfer Limit/Digital Payment Wallets	30% of the available credit limit with a cap of 5000 SAR per transaction
Minimum Monthly Payment	5% of the outstanding balance or 200 SAR ( whichever is higher)
Purchasing Waiver Period	21 days after the account statement date
Months until balance repaid in case of minimum repayment for Card limit 7,000 SAR	51 months
Tawaroq Calculation	Tawaroq fees on the outstanding balance
Credit Card Statement	Monthly

*These fees are subject to 15% Value Added Tax (VAT).
*Purchase transactions do not include cash withdrawal transactions, SADAD payment transactions, cash transfers from credit card to current account, and provisioning the card in mobile wallets.

** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of SAR 30,000.

For Examples of declaration tables click here

Easy Steps to Apply for any AlJazira Products or Services:

To apply for ALJazira Product or services just follow the simple steps below. Our ALJazira staff will be happy to assist you.

Online Application Form:

Just fill in our online form and an AlJazira representative will contact you.

Give us a call at

800 244 9999

and our specialist Agents will be ready and happy to assist you in answering all of your questions about our products and services and assist you with the application process.