Fees and charges
| AlJazira Classic Credit Card |
|
| Annual Fee* |
150 SAR |
| Monthly Tawaroq Profit Margin |
2.7% |
| Tawaroq Profit Margin |
32.40% |
| Annual Percentage Rate APR** |
38.64% |
| Supplementary Card Annual Fee |
Free |
| Cash Withdrawal/Cash Transfer/Transfer to Digital Payment Wallets* |
75 SAR per transaction |
| Card Replacement Fee* |
100 SAR |
| Card Re-activation Fee* |
100 SAR |
| International Transaction Fee* |
2.75% |
| Dispute Fee* |
50 SAR per case |
| Cash Advance Limit/Transfer Limit/Digital Payment Wallets |
30% of the available credit limit with a cap of 5000 SAR per transaction |
| Minimum Monthly Payment |
5% of the outstanding balance or 200 SAR ( whichever is higher) |
| Purchasing Waiver Period |
21 days after the account statement date |
| Months until balance repaid in case of minimum repayment for Card limit 7,000 SAR |
51 months |
| Tawaroq Calculation |
Tawaroq fees on the outstanding balance |
| Credit Card Statement |
Monthly |
| |
|
*These fees are subject to 15% Value Added Tax (VAT).
*Purchase transactions do not include cash withdrawal transactions, SADAD payment transactions, cash transfers from credit card to current account, and provisioning the card in mobile wallets.
** The Annual Percentage Rate (APR) has been calculated based on a credit limit utilization of SAR 30,000.
For Examples of declaration tables click here